2012年1月1日 星期日

cautioned that current major risks in the banking sector

129667837413740392_274Chairman Shang Fulin, China Banking Regulatory Commission, recently attended the China Banking Regulatory Commission at the opening ceremony of the outstanding middle-aged and young leading cadres training class for 2011 period stressed that the present the old republic power leveling, it is particularly necessary to do local government financing loans, real estate loans, financial services, shadow banks, and other major risk prevention and control. Recommended reading Bank channel count of the day:The strange coin in the world (photo) inventory: world's weirdest coins (Group) 14 credit card security: deep bottom part of development banks first mortgage rates rose 10% custodial mothers deposit not be liable to pay interest in black men equal principal repayment was blatantly stealing money in the Bank passed one-third prepayment? Referring to largeWhen efforts to enhance the system of cadres of the CBRC judgment, Shang Fulin, pointed out that to develop ability to determine accurately the ability and disposition to risk, overall business situation and the major risks in banking, operating conditions and risk aspects of individual banks to make proper judgments, it is necessary to distinguish between Bank risk is liquidity risk is the risk of settlement risks, is the single body or regional risk and systemic riskAnd make recommendations for disposal and take the appropriate measures in time. ����Shang Fulin, cautioned that current major risks in the banking sector, including local government financing loans, real estate loans, financial services, shadow banks and other aspects of risk, for this special to do with this kind of risk prevention and control. The Bank of China Banking Regulatory Commission, recently released by (601,988) to run the report(The third quarter of 2011) showed that local government financing and straighten the CBRC has achieved remarkable progress in its work. The third quarter, the CBRC continued to take measures to promote further resolve loans risk of banking institutions. On one hand, continue to strictly access controlled loans in a prudent; on the other hand, regulating stock of rectification and reform, continue to implement dynamic account management, Complement arriving correction pledge guarantee, contract, strict classification process, risk capital, and set aside provision for risk management and offset measures. In addition, the China Banking Regulatory Commission will also continue to strengthen prevention and control of risks of real estate loans. For the current situation in the housing market, the CBRC has asked banks to pay close attention to real estate loan risk of change, increase risk to troubleshoot and frequency of site visits, a full pictureThrough various channels of credit enterprises financing situation, strengthening of land star wars the old republic power leveling, real estate and other timely valuations and ongoing management of the goods pawned; requirements on the premise of strictly differentiated mortgage policy, first met first, small apartment, home purchase loan demand. For finance and shadow banks, the CBRC has also given notice, require banking institutions to improve the scientific mobilityCheck system, strict implementation of the deposit and lending indicators daily examination requirements, no high interest rates put storage in disguise through the issuance of short-term financial products, avoiding regulatory requirements, for regulatory arbitrage. But for how shadow banking supervision, there is no a clear regulatory thinking.

沒有留言:

張貼留言