129667677894990392_6Beijing Zhi Zhi Li, Chairman of future marketing consulting group: the network connection between the SMEs and the banking platform in the world, markets are in need of such professional organizations to operate. However, in order to profit by other value-added services, it is more difficult. This is because in the Internet age, lines between customers and enterprises have a very short period, it can truly beProfit the key depends on the global network for small and medium enterprises and banks can provide unique value and service.
Godfather of Chinese growth perspectives blog Fang xingdong and put a new kind of venture capital financing platform: the global network. "Global network of some accident. "Fang xingdong said. Did IT move into financial services does seem some cross-border. ButIs that this time, Fang xingdong wonderfully clear: only platform without financial implications, risks are borne by the cooperative bank. As founder and Chairman of the global network, Fang xingdong is called global network of "Wikipedia's financial", which is building a large-scale financing cooperation platform via the Internet, through technology, outsourcing and crowdsourcing technology innovation, mobilization of social forces, A significant reduction in Bank loans before and after loans and credits in the whole process of work, resolve and control risk, cooperation Bank break through the bottleneck of traditional patterns, final volume to solve the financing problem of SMEs.
This envisages the financing difficulties of small and medium enterprises in the context
the old republic power leveling, does seem to have a huge demand for reality. Fang xingdong told the China business daily (blog, Twitter) reportersCurrently Yiwu, there have been many small business owners through a global network of networks platform successful loan, walked out of the financing difficulties. Fang xingdong said, the current through the global network has nearly 3,000 small and medium enterprises to get a loan, loans totalling more than $ 7.5 billion, an average of more than 2.6 million Yuan. In this process, the network only charge a successful loan companies in the world every 1500 YuanThe Commission, which is obviously financing intermediary fees much cheaper than under the current line. In Fang xingdong's view, the more important features of the platform can reduce the additional expenses of SMEs. "A normal loan have to find relations, additional expenditure and not less, and through global networks, only so for a fee. "At the same time, he said: China Construction Bank (601,939, unit) passThis platform a head office and the other on the amount of the loans granted, does not occupy the usual lines, it has also prompted bank account managers have greater enthusiasm to service global network of customers that have recommended. It is understood that the world wide web since September last year after officially launched, successfully achieving network of SMEs loan applications and interactions with the CCB Shen credit data and begin formal acceptance of medium and small enterprises in Zhejiang province networkCollateral loan applications. Soon, this model was a large number of replication.
Now, there are a number of banks involved, such as industrial and commercial bank (601
swtor power leveling,398, unit), Bank of China (601,988, unit). How to find the financing needs of these customers, global network of practice is through professional associations and chambers of commerce market recommendations. Fang xingdong said: "thisChamber of commerce organizations, can help members to thaw the capital, is a value-added service, so they were very interested in doing. "In fact, through the selection of these chambers, has masked a number of risks.
Of course, Fang xingdong said: only global network platform, the final risk is also guaranteed by the Bank or company, they will carry out professional filter. "We are veryClearly, what they do, it is suggested that global network make a guarantee company, but we are not doing, its participation in trade, impartiality be questioned, yet clearly the boundaries of. "Fang xingdong said that although there are now only charge $ 1500, was less in size can't be profitable, but reaches a certain magnitude, it would beReversing.
This practice was actually thought in the traditional business of the Internet. For the future of the global network, Fang xingdong hope by providing loan services, gathered a group of small and medium enterprises, and forming a database of SMEs, which can be combined with more third parties, to provide SMEs with more professional services, such as management consulting and software services, and then withBusiness into these services. Enterprise mirror global network in September 2010 online, is an open, comprehensive, integrated network of SMEs financing services platform, through innovation and technological innovation, the actual realization of large volumes of small and medium size enterprises loan demand. On September 2, 2011, the State Secretary for Ministry of small and medium enterprises SMEsInformation network and global networks sign strategic cooperation agreement, and build a "China SMEs financing service platform", was currently "Zhejiang model" to spread across America.
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