129742938946250000_304Past 2011, Japan, and Thailand and other countries of the enormous natural disasters, shocked the world. Global insurance "pay" amount several times as high as in previous years, especially the Asian insurance industry suffered significant losses.
This pattern of differentiation in the Asian insurance market. Recommended reading for Shanghai Pudong amazing car crashThree-car crash killed three people ping an life insurance premiums record laughed proud of Beijing-Shanghai Accord "Kiss" Rolls Royce paid 350
aoc gold,000 safe response to "double check" application has been refused and old father Bank pension fraud insurance salesman verbal commitments don't believe in February growth or better in January with a huge new single premium payment, is a catastrophic loss "aftermath" appeared. AsiaIsland insurance and reinsurance market hit, it was estimated that only Thailand to the insurance and reinsurance industry losses of more than US $ 10 billion.
Therefore, involving natural catastrophe insurance rates rose in Asia, access to insurance has also become more difficult. Catastrophe losses prompted a number of insurance companies making a rise in rates, the phenomenon was particularly prominent in the casualty market. According toThis reporter has learned that in the affected areas, natural disaster risks and risks of certain property, especially in flood risk, facing 30% rates rise above. For stability operations, maintain profits, some insurance companies out of these affected areas of underwriting or insurance. It is the world's leading insurance broker and risk management experts expected, 2012 in the affected Asian regionBusiness insurance rates will rise, especially for experienced significant losses or facing catastrophic risk insured, even more so.
But not all insurance products are subject to catastrophic effects, due to market share competition fierce between insurance companies and other types of insurance rates relatively stable, part of insurance and even made a "discount card". "The Asian regionNatural catastrophe events seriously affected the reinsurers, its great impact. According to rising insurance costs will ultimately affect the market. But because of the insurance capital flows into Asia
aoc gold, expansion of the scale of construction engineering projects lead to increased demand, coupled with the general strengthening of the consciousness of people on insurance and risk management, which to a certain extent
the secret world gold, reduce the direct insurance marketDirect effects. Faced by the insured is not all bad news.
"Officials said. This mainly in the, many national and international insurance companies still have sufficient capital, at preferential rates of insurance is not affected by the natural disaster areas, and insurance. Due to underwriting capabilities remains adequate, competitive, almost all across Asia ranging from 5% per centGeneral liability insurance rates of discount.
Construction engineering insurance, general liability insurance, professional liability insurance and other insurance and financial institutions still have access to certain preferential rates. It is worth mentioning that, changes of catastrophe insurance market does not directly affect the Chinese insurance market. Expect most types of insurance premium rates will be in 2012 years remained stable, general liability insurance,Property insurance, industrial injury insurance, insurance rates are stable. However, in the United States-listed Chinese companies still face a directors and officers liability insurance ("Tung accountable risk") rate increases.
Because the United States class-action cases against Chinese listed companies increased year by year, Tung accountable insurance rates upward trend since 2010. Up to the latest release of the 2012 years Asian insurance market report: overview of patterns of risk and insurance, the report said, in the fourth quarter of last year, in the United States-listed Chinese State-owned enterprise liability insurance premium rates rose 10% Tung, United States liability insurance premium rates Tung listed private gains of up to 20% per cent. Although recent data have shown such cases close to the peak, but forecast 2012 years Mr Tung will also have a certain degree of responsibility insurance rates rose. (Source: Shanghai Securities News)
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